Showing posts with label credit. Show all posts
Showing posts with label credit. Show all posts

Sunday, August 30, 2009

Free DIY Credit Repair

Why spend money on credit repair when you can do it yourself?
Watch a 30 minute video
Learn how to repair your credit
All needed forms included
Stop living with bad credit
Fix it yourself today
Step-by-Step Instruction

Free Credit Repair

Course provided by Henley Law Firm.

Wednesday, April 15, 2009

It pays to pay on time,

It pays to pay on time.

The No. 1 way to raise your credit score? Pay all of your obligations on time. Your payment history constitutes 35% of your credit score.

That includes library fines and parking tickets. Municipalities have become increasingly aggressive about turning over delinquent accounts to collection agencies, which will drag down your score. One late payment reported to a credit bureau can drop your score by 100 points, particularly if you had a high score.

Late payments can remain on your Bankruptcies appear for 10 years.

If you find an error in your credit report, ask the creditor to correct it, then notify the credit bureau by sending a certified letter and copies of documents that support your claim. If the error isn't fixed, the bureau must identify the person who investigated your claim, and you can request a second report.

If the error is corrected, the bureau must send you a copy of your new report and, at your request, a copy to everyone who obtained your credit report within the previous six months. If it's not corrected, you can include a statement in your credit report.

Free Credit Repair

Randal Newhouse

RE/MAX HiNet

972-234-2468

North Dallas Lifestyle